Coverage limits and under-insured alerts

Most people underestimate what their belongings are worth until they have to replace them all. Claimfrog compares your inventory's total replacement value against your contents coverage and tells you when you are getting close.

Set your coverage

1. Go to Settings and open Coverage Amounts.
2. Enter your Personal Items Coverage (also called contents or personal property coverage). It's on your policy's declarations page.
3. Optionally add your Dwelling Coverage and Liability Coverage for reference.
4. Click Save.

What you'll see

The Coverage Status card on the dashboard shows your inventory total against your limit.

• At 80% of your limit: "You're approaching your coverage limit". A good time to review your policy.
• Over 100%: "You may be under-insured", with how much more your inventory is worth than your coverage.

From the card you can Email my agent with a pre-written coverage review request, or call them, using the agent details in Settings › Insurance Details.

Email alerts and renewal reminders

1. In Settings, open Coverage alerts.
2. Turn on Send coverage alerts. You'll get an email when your inventory reaches 80% and 100% of your coverage.
3. Add your Policy renewal date to get a reminder to review your coverage 30 days before renewal each year.

Every alert email has an unsubscribe link.

Good to know

• The comparison uses replacement values, because that's what you'd need to buy everything again.
• Sample items are never counted.
• Coverage, insurance, alert and rental settings can only be changed by the property owner.